Whether you’re a seasoned scuba diving veteran or just a casual scuba enthusiast, exploring the world’s oceans can give you a brand new perspective on your destination. The exotic locations, colourful corals and underwater worlds of Bali, Hawaii, Ghana, Mexico, Great Barrier Reef and the Red Sea are enough to make you want to grab your fins and go! There are a few things to know, however, about travel insurance if you’re into diving.
Why you need travel insurance for your next scuba diving adventure
Adding any adventurous travel activities or extreme sports to your itinerary, including scuba, ups the risk of experiencing a medical emergency, so you’ll want to be prepared. Medical treatment, like a stint in a hyperbaric chamber or air evacuation (in more extreme cases) is expensive when you’re away from home—and your provincial health care may not cover more than 10% of your medical bills! Travel medical insurance makes sure you get the appropriate care where and when you need it and protects your financial investment. So, before you dive into your next scuba adventure, consider comprehensive travel insurance to protect you, just in case.
New to scuba diving?
Not certified yet, but planning to learn while on a trip? Make sure you do some digging into the safety measures of the diving school: gear maintenance, boat conditions and proper safety equipment are key. Many diving schools in popular diving locations also offer insurance packages for learners getting their certificates. Make sure you read your policy carefully, ask lots of questions and understand exactly what you’re covered for—especially if you’re travelling to a developing or remote location.
How TuGo Travel Insurance covers all scuba diving levels
While most Canadian travel insurance providers will only cover certified divers, TuGo has coverage to support all scuba divers—whether you’re new and yet-to-be-certified, a certified veteran or even a master diving instructor!
Our Emergency Medical Insurance includes coverage for dives up to 40 metres; and if you’re diving deeper than 40 metres, you can still get coverage by adding Sports & Activities Coverage to your policy.
Travel often? You’ll want to consider a Multi Trip Annual Worldwide plan to save money and time, and how Trip Cancellation & Trip Interruption could protect your travel investment.
Visitors to Canada can get scuba diving coverage too
Visitors can also enjoy the thrill of diving in Canadian waters! With TuGo’s Visitors to Canada Insurance, dives up to 40 metres are covered; Sports & Activities Coverage can be added to Visitors to Canada Insurance for deep dives over 40 meters.
We hope we’ve answered a few of your pressing scuba diving travel insurance questions. But if you have more, feel free to ask below!
Safe travels,
Melissa
Editor’s Note: This post was originally published in June 2014, and has been updated for freshness and/or accuracy.
Surprising to see a separate travel insurance coverage for scuba divers! As more and more people indulge themselves in various adventure sports, it is a great idea to give offer them an insurance policy perfectly suited for their needs.
Hi Pushkar,
Thanks for your comment! We agree that an insurance policy should suit your traveling needs, no mater how wet or adventurous! Just so you know, we don’t have a separate travel insurance product for divers; rather it’s our Emergency Travel Medical Insurance that covers diving.
I really recommend every divers to have travel insurance when diving to other places. I’ve been covered by insurance ever since and even got the benefit when i had an accident while diving on Philippines.
Hi Joe,
It’s great to know that you recommend all divers get travel insurance. Sounds like you’ve had good experiences with your policy. Thanks for sharing your story!