Wondering what to look for in an emergency medical travel insurance plan? If you’re a savvy traveller, you know you need to get travel insurance before your next trip. But sometimes it’s hard to know just what you should be looking for.
Use this checklist to make sure your travel medical insurance will cover you in the event of a medical emergency. Ask if your travel medical insurance covers the following:
|Benefits||TuGo Travel Insurance|
|Continuous coverage from the time you leave Canada until you return|
|Out-of-country hospitalization for illness or injury and related medical costs. (Ask if your medical provider pays up front or you’ll have to pay and be reimbursed later.)|
|Doctors’ visits and prescriptions|
|Pre-existing medical conditions|
|Emergency dental care|
|Emergency transportation (like ambulance services)|
|Doesn’t exclude or significantly limit coverage for certain regions or countries you may visit|
|Renewable from anywhere|
|Worldwide multilingual 24/7 emergency contact number and/or translation services for health care providers at your destination|
A comprehensive travel insurance plan should check off all the above and more. If you’re looking for additional coverage, there are also non-medical options available like Trip Cancellation/Trip Interruption and Baggage Insurance.
Hopefully, this travel insurance checklist helps you get the right plan. Have any questions? Talk to your travel insurance provider or ask below!