Wondering what to look for in an emergency medical travel insurance plan? If you’re a savvy traveller, you know you need to get travel insurance before your next trip. But sometimes it’s hard to know just what you should be looking for.

TuGo Traveller with handbag pointing into the distance near palm trees.

Use this checklist to make sure your travel medical insurance will cover you in the event of a medical emergency. Ask if your travel medical insurance covers the following:

BenefitsTuGo Travel Insurance
Continuous coverage from the time you leave Canada until you returnThe Green Check Mark shows that TuGo offers this type of travel insurance.
Out-of-country hospitalization for illness or injury and related medical costs. (Ask if your medical provider pays up front or you’ll have to pay and be reimbursed later.)The Green Check Mark shows that TuGo offers this type of travel insurance.
Doctors’ visits and prescriptionsThe Green Check Mark shows that TuGo offers this type of travel insurance.
Pre-existing medical conditionsThe Green Check Mark shows that TuGo offers this type of travel insurance.
Emergency dental careThe Green Check Mark shows that TuGo offers this type of travel insurance.
Emergency transportation (like ambulance services)The Green Check Mark shows that TuGo offers this type of travel insurance.
Doesn’t exclude or significantly limit coverage for certain regions or countries you may visitThe Green Check Mark shows that TuGo offers this type of travel insurance.
Renewable from anywhereThe Green Check Mark shows that TuGo offers this type of travel insurance.
Worldwide multilingual 24/7 emergency contact number and/or translation services for health care providers at your destinationThe Green Check Mark shows that TuGo offers this type of travel insurance.

A comprehensive travel insurance plan should check off all the above and more. If you’re looking for additional coverage, there are also non-medical options available like Trip Cancellation/Trip Interruption and Baggage Insurance.
Hopefully, this travel insurance checklist helps you get the right plan. Have any questions? Talk to your travel insurance provider or ask below!
Safe travels,

Sarah

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