Wondering what to look for in an emergency medical travel insurance plan? If you’re a savvy traveller, you know you need to get travel insurance before your next trip. But sometimes it’s hard to know just what you should be looking for.
A comprehensive travel insurance plan should check off all the above and more. If you’re looking for additional coverage, there are also non-medical options available like Trip Cancellation/Trip Interruption and Baggage Insurance.
Use this checklist to make sure your travel medical insurance will cover you in the event of a medical emergency. Ask if your travel medical insurance covers the following:
|Benefits||TuGo Travel Insurance|
|Continuous coverage from the time you leave Canada until you return||✔|
|Out-of-country hospitalization for illness or injury and related medical costs. (Ask if your medical provider pays up front or you’ll have to pay and be reimbursed later.)||✔|
|Doctors’ visits and prescriptions||✔|
|Pre-existing medical conditions||✔|
|Emergency dental care||✔|
|Emergency transportation (like ambulance services)||✔|
|Doesn’t exclude or significantly limit coverage for certain regions or countries you may visit||✔|
|Renewable from anywhere||✔|
|Worldwide multilingual 24/7 emergency contact number and/or translation services for health care providers at your destination||✔|
Hopefully, this travel insurance checklist helps you get the right plan. Have any questions? Talk to your travel insurance provider or ask below!