The holidays are fast approaching. Have you finalized your winter vacation plans yet? Anything can happen while you’re away from home, so if you’re heading to another province or visiting family and friends internationally, you’ll want to get winter travel insurance; this should include excellent emergency medical travel insurance for Canadians, combined with non-medical travel insurance.

Ski lift mountain
Enjoying a winter wonderland from the ski lift.

Winter Travel Insurance

Seeking snow this winter vacation? If you love a well-groomed run, remember there are always risks. Fortunately, you can be prepared with excellent gear, and a good emergency medical insurance plan.

As with most winter sports, accidents can happen. When buying emergency medical insurance, make sure it covers things like ambulance services off the slopes. It should also include hospital or medical treatment.

Make sure your emergency medical insurance plan covers the following:

  • Emergency transportation
  • Doctor’s visits and prescriptions
  • Emergency dental care

For a complete list, take a look at ­what should be covered in your travel medical insurance plan.

Non-Medical Winter Travel Insurance 

Sometimes, winter travel can be unpredictable. Delayed or cancelled flights due to snowstorms and lost or stolen luggage are every traveller’s nightmare! In these events, non-medical travel insurance is key.

A good non-medical travel insurance plan should have the following:

Whether it’s lost baggage, or a trip cut short due to a sudden snowstorm, a non-medical travel insurance plan will protect your travel investment.

Planning a family trip during the holidays? Annual family travel insurance is a much more affordable option and can save you money in the long run! If you frequently cross the border and plan on doing so for your winter getaways, here’s what you should know about motor vehicle accidents abroad to keep you prepared for anything.

Happy Holidays and safe travels!

Sarah

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