If you’re planning to travel this summer, chances are you’re one of many Canadians eager to explore destinations within the country instead of outside of it. Going on the road makes sense—as a traveller, you might be waiting things out for when you feel comfortable to travel again on a plane or a cruise, but at the same time are itching to go somewhere at your own pace and your own schedule.
Of course, road tripping also includes RVing with your family or friends (if your province allows for it), or even with your dog, as you hit the open road while staying in your temporary little home-away-from-home. Regardless of your choice of transportation, it’s important to keep in mind that, just like with an airplane or a cruise ship, having travel insurance will help protect you on your trip.
Looking for some Canadian road trip ideas? Here are a few found in various provinces to help get you started. Looking for something more family-friendly? Here are a few day trip ideas closer to urban centres.
Emergency Medical Insurance Coverage
It’s a common misconception that your provincial healthcare covers all related medical expenses regardless of where you are in Canada. Those who plan on doing some out-of-province travel might want to take a look at a few common questions about Emergency Medical Insurance before deciding to skip the travel insurance this time around.
With TuGo’s Emergency Medical Insurance, travellers can enjoy comprehensive emergency medical protection, even within Canada. This includes out-of-province costs incurred from medical emergencies, sickness or accidents during your road trip, including ambulance services and prescription drugs. Coverage becomes even more crucial if you ever find yourself in remote locations with limited access to proper medical care, while on the road.
You might be thinking that taking just one trip this year (or any other year, for that matter) isn’t enough. And you might be right! Of course, there’s a way to enjoy coverage for your second, third, fourth (and so on) trip this year. For Canadians, that means understanding the value of an annual travel insurance policy.
Sports & Activities Optional Coverage
Although Emergency Medical Insurance covers a wide array of outdoor and indoor activities most travellers enjoy doing on road trips, you may be the type of traveller who likes to take things to the extreme. Keen on scheduling activities along the lines of mountain biking, rock climbing, mountaineering, BASE jumping, scuba diving (over 40 metres) or skydiving into your road trip? Sports & Activities Optional Coverage allows travellers like you to “err on the side of adventure” and pack less worries and more adrenaline.
Trip Cancellation & Trip Interruption Insurance
If the past year and half during the pandemic have taught us anything, it’s that sometimes, things really don’t go as planned. Trip Cancellation & Trip Interruption Insurance protects your non-refundable unused prepaid travel expenses from the unexpected. These include unexpected illness, injury and/or death, travel advisories, cancelled tours, natural disasters and other unforeseeable events, and more.
Rental Car Protection
At its core, road trips require a bare minimum of 2 things: a car, and of course, a road on which to drive on (although even this is optional). Travellers who opt to rent a car (not including RVs) for a trip to another province should always consider rental car insurance that will reimburse you in case of any loss due to physical damage or loss of a rented car. This can include costs such as towing, salvage, and fire department charges. TuGo’s Rental Car Protection Insurance makes for a smart add-on optional coverage to Emergency Medical Insurance.
Regardless of what you’re planning, it’s important to understand your travel insurance policy before you set off.
Travel safe, travel smart
Thanks to the first doses of COVID-19 vaccinations continuing to be made available to the majority of Canadians, what felt like a traveller’s dream just a year ago is now a lot closer to reality. Whether you plan on taking a long weekend getaway or embarking on the great Canadian road trip you’ve always wanted to take, we’ve got you covered.
Happy travels,
Justin
