For many Canadian destinations, if there’s anything you’ll find an abundance of during the wintertime, it’s snow. And with all that snow comes a wide variety of winter sports to suit every traveller’s taste—plus the right type of travel insurance to match the activity. Many thrill-seeking Canadians would agree that snowmobiling is one of the most rewarding among these, and can you blame them? You have the freedom to explore scenic backcountry terrain, discover hard-to-access vantage points, or go on leisurely rides along designated trails as you see fit. But as with any motorized sport, extra precaution is necessary, as snowmobiling is known to be one of the biggest causes for winter sports-related accidents.

What should your snowmobile travel insurance policy cover?

If you’re planning on snowmobiling out-of-province or in another country this winter, be sure to get Emergency Medical Insurance to cover you in case of an accident or medical emergency. And if you’re planning more than one trip this season or in the year ahead, consider Multi Trip Annual Insurance for convenience, flexibility and added savings.

When looking for the best coverage for your needs, make sure that it covers essentials like doctors’ visits, prescriptions, hospitalization and emergency transportation. For those who plan on going on more high-risk snowmobile runs, or those who coach, teach, train or practice with snowmobiles, optional Adventure Sports Coverage will meet your needs.

If you’re an unseasoned snowmobiler, it’s best to go with company and on designated trails. If you’re ever lost, it might be helpful to look for snowmobile tracks in the snow and check where they lead to.
If you’re an unseasoned snowmobiler, it’s best to go with company and on designated trails. If you’re ever lost, it might be helpful to look for snowmobile tracks in the snow and check where they lead to.

Safety first: things to consider before snowmobiling

Before even mounting your snowmobile, it’s important to remember to keep safety top-of-mind. And even if you are equipped with a travel insurance policy, there are ways that your travel insurance claims for winter sports can be denied, so stay informed about your coverage.

  1. The minimum age to drive, as well as the rules and regulations for snowmobiling can vary (even slightly) across provinces in Canada. Remember to do a bit of research before your trip.
  2. Like any other winter sport, being properly dressed to withstand the elements and equipped with the proper gear is essential to your comfort and more importantly, your safety.
  3. Familiarize yourself with the area—plan for the right terrain, study trail maps and routes, ask locals for tips, or take a guided tour to start off. Remember, it’s easy to get lost in the backcountry—especially when all you see in front of you is white!
  4. Try not to go alone and always let someone else know about your location and route information.
  5. Snowmobiling can cause avalanches, so be prepared ahead of time. We recommend taking an avalanche training course to be able to spot and assess signs of avalanche risks, and to pick up helpful avalanche safety skills.
Weather conditions will vary day-to-day, so stay updated on avalanche forecasts as well! You can visit Avalanche Canada’s website to check on current conditions before heading out.
Weather conditions will vary day-to-day, so stay updated on avalanche forecasts as well! You can visit Avalanche Canada’s website to check on current conditions before heading out.

Snowmobiling promises riders a lot of fun, but it might not be for everyone, and that’s okay. There are plenty of other winter sports and activities to engage in, many of which are covered by Emergency Medical or Optional Sports Coverages. Here’s a guide to help you get the right type of travel insurance for your winter vacation, whether you plan to go skiing or snowboarding, snowshoeing, ice climbing, mountaineering or something else more adventurous.

Have any questions? Drop us a line in the comments below!

 

Getting Snowmobile Travel Insurance

Jan 8 2019