With its beautiful sandy beaches, crystal clear waters and sunny days, it’s no surprise that Cuba is one of many Canadians’ favourite winter vacation destinations. Whether it’s a short trip, or an extended winter getaway, your dream vacation will be complete with the right travel insurance. Confused on what this entails? Luckily, we have some advice on what your travel insurance for Cuba should include!

Emergency Medical Travel Insurance for Cuba

While Cuba has some of the best healthcare systems in the world, it’s still necessary to take precautions before travelling. Travellers heading to Cuba are encouraged to be properly vaccinated for Typhoid, Hepatitis A and Diphtheria. Regardless of vaccinations, falling sick or getting injured is still possible. Whether it’s a foodborne illness, or an accident, Emergency Medical travel insurance will bring you some peace of mind.

What kind of travel insurance you need for Cuba

All travellers are required to have Emergency Medical insurance to gain entry into the country. Keep in mind that medical care in Cuba can get expensive, so ensure that your insurance policy covers the following:

–       Hospitalization and treatment

–       Medicines and drugs prescribed by a physician

–       Ambulance services

Petty Theft Insurance for Cuba

Cuba is a relatively safe country, but petty thefts and crime do occur. On occasion, unfortunate travellers have even had items stolen from their luggage at Cuban airports. In this regard, it’s imperative to have the right travel insurance to smooth away any bumps along the road. In this case Baggage insurance comes in handy as it covers the following:

– Loss, damage destruction, or theft of personal items

– Loss of currency due to theft or robbery

– Personal necessities due to baggage delay beyond 12 hours

For anything which may not be covered under the Baggage insurance policy, your home insurance might offer coverage as well, so it’s advisable to be well informed on what is and isn’t covered. Above all, remember that caution is key to being a smart and savvy traveller. Along with Baggage insurance, be prepared with these international travel safety tips,

Hurricane Insurance for Cuba

Hurricane season in Cuba is between July and November. If you’re planning a trip during these months, it’s important to consider that your trip could be cancelled or interrupted. Travellers who purchase Trip Cancellation/Trip Interruption coverage may qualify for coverage benefits if the policy and trip to the affected area are booked before any official Canadian travel advisories are issued.

Make sure you’re well covered by having Trip Cancellation/Trip Interruption insurance along with your Emergency Medical travel insurance. This insurance will cover if you have to cancel your trip before departure, or return home earlier due to an unexpected event, such as illness, natural disaster, etc.

For more advice, take a look at these helpful travel insurance tips for hurricane season.

If you have any questions, ask below!

Happy travels,



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  • Ray Fischer

    I understand cuba sells travel insurance

    • Jamie

      Hi Ray,

      Did you mean you can purchase travel insurance once you’re there? If so, all travellers are required to have emergency medical insurance before entering the country, so you would need to buy it before going.

      As well, it’s always best to buy it from a Canadian company since:
      1) Insurance companies need to coordinate with Canadian provincial healthcare; needless to say, Canadian companies will have a lot more experience in dealing with this, and
      2) It will be a lot easier to communicate with a Canadian company in the event you make a claim

      Hope that helps! Safe travels!

Travel Insurance for Cuba: Know Before You Go

Jan 20 2015