Category: Travel Insurance

With more than 78% of Canada’s population now fully vaccinated, and boosters becoming available across the country, it’s the perfect time to address questions about how travel insurance responds for Canadians.

Not ready for that long-awaited, well-deserved vacation to end? Or want to stay to visit family just a bit longer? Or, do you need to stay away longer for work? Or, has your flight been delayed due to circumstances beyond your control, preventing you from returning home? Or, are you stuck at your destination under quarantine?

With COVID-19 and other prevalent global viruses on travellers’ minds, the need for an understanding of proper travel protection has also grown. These and other general health and safety concerns related to travelling might have you wondering, “When is the right time to buy travel insurance?” As you’ll read with one essential worker’s experience with COVID-19 below, the answer might be sooner than you think!

As resilient as the travel industry has proven to be throughout the ongoing pandemic, travelling anywhere these days comes with a set of unprecedented risks that, as a traveller, require you to stay more aware of your travel protection. Read on about one traveller’s experience with COVID-19—and how TuGo helped protect him, when he was most vulnerable.

If there’s anything you’ll find an abundance of in many Canadian destinations during the wintertime, it’s snow! And with all that snow comes a wide variety of winter sports and activities to suit every traveller’s taste—and the right travel insurance to match.

On November 30, TuGo took further steps beyond covering COVID-19 for vaccinated and unvaccinated Canadian travellers under a Level 3 (“avoid non-essential travel”) advisory, to also covering them under a Level 4 (“avoid all travel”) advisory—subject to vaccination requirements outlined in the policy.

Emergency Medical Insurance should provide coverage for travel medical emergency expenses incurred while travelling outside of your home province. Keep in mind that coverage differs from provider to provider, so be sure to review your credit card travel insurance coverage or employee benefits plan to see if/how you’ll need to top-up your travel coverage.

Whether it’s a lazy beach vacay or a skiing adventure, anticipating an upcoming vacation is always part of the fun. When you’ve invested your money, time and energy into planning a getaway, the last thing you want to think about is what could go wrong.

Thinking about hitting the slopes on an upcoming trip? A common question we get from travellers is: “Does TuGo Travel Insurance cover helicopter ambulance?” Yes, we do! In fact, our Traveller policy has two benefits that cover emergency airlift: the first is ambulance services and the second, emergency air transportation.

While many travellers might plan to escape to warmer weather this winter, either going surfing, scuba diving or simply laying in the sun, plenty of others will choose to brave the cold, to enjoy some winter fun within Canada or abroad.