Diving is an excellent way to travel. Exotic locations, colourful corals and underwater worlds draw many of us to take to the seas. Indonesia, Thailand, Hawaii, Mexico, Australia, Fiji, the Maldives, Belize: the names of these destinations alone are enough to make us grab our fins and go! There are a few things to know, however, about travel insurance if you’re into diving.
Unlike other travel insurance providers, TuGo now covers all aspects of scuba diving from uncertified newbies, certified divers and professionals diving at different depths.
Finding travel insurance will be easy. Most Canadian travel insurance providers only cover certified divers. If you’re PADI or NAUI certified, you can easily find and compare travel insurance coverage, as long as you’re not considered a professional diver. You’ll want to think about insuring your dive gear (home insurance), insuring yourself (emergency medical travel insurance for Canadians) and insuring your trip (trip cancellation and interruption insurance).
Show your diving card or certificate and you should have no problem covering your next diving trip. If you travel and dive often, a multi trip annual plan is a great way to save money and time. TuGo has Optional Sports Coverage for scuba diving over 30 metres and covers PADI or NAUI certified divers, wherever you travel. If you’re certified and diving under 30 metres, our standard emergency medical insurance will cover you.
New to diving?
If you’re not certified yet, but plan to learn to dive on a trip, you’ll need to buy Extreme Sports Coverage, which is an add-on to a standard emergency meidcal travel insurance plan. Standard travel insurance doesn’t usually cover newbies. Many diving schools in popular diving locations offer insurance packages for learners getting their certificate. Just make sure you read your policy carefully and ask lots of questions—especially in a developing or remote location. Understand exactly what you’re covered for, and find out where the closest decompression chamber and hospital are located, and how you would be transported there in the event of an emergency. Make sure you do some digging into the safety measures of the diving school: gear maintenance, boat conditions and proper safety equipment are key.
Training to be a dive instructor?
If you’re already certified, and enrolled in a course to become a dive instructor, most travel insurance policies will cover you. However, once you become a dive instructor, make sure you check back with your provider. As a professional, our Extreme Sports Coverage will cover you for diving over 30 metres.
What about Snuba?
Snuba is widely covered under regular emergency medical travel insurance. It’s a combination of snorkeling and scuba diving: the surface-supplied breathing system allows swimmers to have a scuba-like experience. Swimmers are tethered by a hose to oxygen tanks on the beach or a boat. Many resorts offer snuba experiences—no certification is required, so you’ll be covered to snuba dive on most travel insurance policies.
A little diving inspiration:
Read Vanessa’s account on learning to free dive in beautiful Bali: A Guide to Diving, Eating, and Exploring in Amed, Bali or check out the top 25 diving sites in the world.