The holidays are right around the corner, and with them fast approaching, it’s time to finalize the details of your winter vacation. Anything can happen while you’re away from home, so it’s better to be safe than sorry. If you’re heading out of province, or visiting family across the border, don’t forget to consider winter travel insurance. This would include having an excellent emergency medical insurance policy, combined with non-medical travel insurance.

Winter Travel Insurance

The holidays are the busiest time of the season for ski lodges. If you love to hit the slopes, or prefer backcountry skiing, remember there’re always risks involved in exploring the great white. Fortunately, you can be prepared with excellent gear, and a good emergency medical insurance plan.

As with most winter sports, a great number of accidents could occur, especially if you or your companion is inexperienced. When buying emergency medical insurance, make sure it covers things like emergency ambulance services off the slopes. It should also include hospital or medical treatment.
Annual Family Travel Insurance

If you’re planning to take it to the backcountry, make sure you’re covered. Read about travel insurance for backcountry skiing.

Make sure your emergency medical insurance plan covers the following:

  • Doctor’s visits and prescriptions
  • Emergency dental care
  • Emergency transportation

For a complete list, take a look at ­what should be covered in your travel medical insurance plan.

Non-Medical Winter Travel Insurance

Sometimes, winter isn’t always a wonderland, making travel unpredictable. There is always the possibility that your holiday doesn’t go as planned. Delayed or cancelled flights due to snowstorms, and lost or stolen luggage are every traveller’s worst nightmare! In these events, non-medical travel insurance is key to countering rising stress levels.

A good non-medical travel insurance plan should cover the following:

  • Trip Cancellation/Interruption
  • Baggage Insurance
  • Accidental Death & Dismemberment

Whether it’s lost baggage, or a trip cut short due to a sudden snowstorm, a non-medical travel insurance policy will combat some of those winter blues.

Final Word on Winter Travel Insurance

The holidays are the busiest time of year owing to traditions like annual family reunions. With this in mind, if you have a trip planned during the holidays, annual family travel insurance is much more affordable and can save you money in the long run! If you frequently cross the border and plan on doing so for your winter getaways, here’s what you should know about motor vehicle accidents abroad to keep you prepared for anything.

Happy Holidays and safe travels!


Tanya is a social media intern at TuGo. She is an adventurous foodie, and loves to travel..

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