While many travellers might plan to escape to warmer weather this winter, either going surfing, scuba diving or simply laying in the sun, plenty of others will choose to brave the cold, to enjoy some winter fun within Canada or abroad. The season brings plenty of outdoor opportunities not possible throughout the other months of the year, but even the most experienced wintertime travellers shouldn’t forget to protect themselves with the type of travel insurance that’s right for their vacation plans.
Travel insurance for your choice of winter sports
Choosing the best coverage for your winter plans is easy, if you’re considering TuGo. Unlike other providers, our Emergency Medical Insurance will cover you for common recreational winter sports and activities, such as skiing and snowboarding, ice skating, snowshoeing, tobogganing and snowmobiling, to name a few.
If you’re a more daring traveller, who likes to mix a bit of adrenaline with your cold temperatures, there’s the option to add on Sports & Activities coverage. It covers you for popular sports and activities like backcountry and off-piste skiing and snowboarding, downhill freestyle skiing or snowboarding in organized competitions, high-risk snowmobiling, ice climbing, mountaineering, and others.
Winter activities are a lot more fun with family and friends around. That’s why if you’re thinking of taking a winter getaway with kids, consider getting group travel insurance for added savings!
Travel insurance claims for winter sports
No matter how seasoned you are at any winter sport or activity, when you’re exposed to the elements, anything can go wrong. You should always be prepared in the event of an accident or medical emergency by knowing what is or isn’t considered a medical emergency before leaving on your trip.
Before you find yourself having to make a travel insurance claim due to a winter sports related accident or injury, be sure to read about 3 most common reasons claims for winter sports are denied and how to make the claims process go more smoothly. Understanding your travel insurance policy can save you a lot of time and disappointment due to misunderstandings.
Other types of travel insurance for your winter vacation
If you’re looking for comprehensive travel coverage this winter, look no further than the All Inclusive Holiday Package. It includes Emergency Medical protection for your winter recreation; Trip Cancellation & Trip Interruption Insurance for unexpected delays, cancellations, travel advisories and more; Accidental Death and Dismemberment Insurance to protect your beneficiary; and Baggage Insurance for lost, damaged, destroyed or stolen baggage and personal effects, and more.
Of course, you could get these plans separately (and some as optional add-ons to plans) then mix and match to your needs, but when you can spend less time and money choosing the right plans and more time mapping your journey through a winter wonderland, why not go with the easy, comprehensive option?
Planning your winter holiday and beyond? For all-season travel protection, consider the advantages of getting annual travel insurance. It’ll save you time—and money—in protection once spring and summer roll around.
Safe winter travels,
Justin
Editor’s Note: This post was originally published in October 2016 and has been updated for freshness and/or accuracy.
Bonjour,
Votre texte m’est vraiment utile. J’ai besoin d’informations sur le sujet assurance medicale voyage ou prestation transport sanitaire. Mon entreprise me demande de choisir parmi deux assurances dont la prestation sont différentes.
Bonjour,
Nous sommes une compagnie d’assurance voyage canadienne donc pour les Canadiens voyageant à l’étranger ou les visiteurs au Canada. Je constate que votre entreprise se trouve en France. Dans quelle mesure pouvons-nous vous aider? Avec-vous l’intention de venir au Canada ou avez-vous des clients/patients canadiens?
Merci,
Marie