Have you ever had that pre-trip nightmare where you lose your baggage in transit?

On my last trip home from Mexico, I was convinced this very thing had happened to me.

When my bag did not slide down the ramp at Vancouver International Airport, I panicked. I soon discovered that because my bag was grossly overweight, it had been directed to another baggage claim area.

Working at TuGo, I’ve learned there’s travel insurance for situations like this—and I’m not just talking about close calls. Non-medical packages can cover lost luggage, a cancelled flight, or coverage for your rental car.

Non-medical travel insurance for Canadians

Having so many travel insurance options to choose from can be confusing. I’m sure this list will help you find the kind of Non-Medical travel insurance that’s right for you.

Baggage Insurance

pays for the loss, damage, destruction or theft of personal items.

Trip Cancellation/Trip Interruption

protects you if your travel plans are cancelled before your departure, or if your trip has been disrupted once it’s begun. The nice thing about this coverage is that it can be purchased as part of a package or on its own.

Rental Car Insurance

ensures you won’t be paying for a lost or damaged rental car.

Accidental Death & Dismemberment (AD&D)

while not pleasant to think about, this coverage provides payment in the event of death or dismemberment while travelling by airplane, helicopter, bus, train or boat.

Non-Medical Package

includes Trip Cancellation/Interruption, Baggage and AD&D, without emergency medical coverage.

All Inclusive Medical Package

this baby has it all! Emergency medical coverage plus all the other options listed above.

Do you have lost baggage stories to share? Leave us a comment below or send us a tweet at @TuGoInsurance!

Happy travels,


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  • Usha S.

    We migrated to Canada with a one year old baby and another on its way, only to discover our bags didn’t migrate with us. Landing in a new country was overwhelming; finding out we had to go shopping right away, even more so! Our bags had decided to take the more scenic route and arrived 4 days later. But since then, we always buy baggage insurance, just in case!

  • http://www.apriltravelprotection.com/find-good-quality-company-offers-travel-medical-insurance/ Trip Cancellation

    I recently went to Bogota, Columbia with my fiancee for a pre-wedding de-stressing vacation and I broke my leg and clavicle in 3 places, while riding a horse. the worst time ever, not to mention I did not have travel insurance at the time, and I had to fork over $1400 cash just to be released form the hospital. Never go to Bogota, and never leave home without travel insurance. Point Blank!!!!!!

Why Non-medical Travel Insurance?

Apr 25 2013